PersonalFinance

Improving Your Credit Score – How Payment History Affects Your Credit Score

Your credit score reflects your ability to pay off debts. It is based on information from several different sources, including your credit card and retail account history, installment loans, finance company accounts, mortgages, and public records, such as bankruptcy, foreclosures, liens, judgments, and wage attachments. Your payment history helps your credit score when you make …

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Perch Credit – Benefits and Drawbacks [Credit-Building App]

Perch is an alternative to traditional credit building methods. It reports your subscription payments and common monthly expenses as creditworthy data to the credit bureaus. As a result, this service can positively affect your credit score. This article will discuss the benefits and drawbacks of using Perch to build your credit.     Virtual debit …

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