Credit Card Rewards for Foodies [Dining and Restaurant Benefits]

Are you ready to talk about the most mouth-watering topic that ever hit your bank account? Buckle up, because today we’re going to dive into the sizzling world of credit card rewards specifically designed for food lovers like us!

Foodie Rewards 101: The Basics

Rewards credit cards can offer fantastic perks for those of us who consider dining out and experimenting with new cuisines one of life’s greatest pleasures. They typically provide points or cash back for each dollar spent at restaurants. This means that every sushi roll, every plate of pasta, every glass of wine you enjoy could be helping you earn points towards your next delicious adventure.

Chase Sapphire Preferred Card: For the Upscale Diner

Are you someone who relishes the idea of fine dining? Then the Chase Sapphire Preferred Card may be the card you’re looking for. The card offers 3X points per dollar spent on dining worldwide. Plus, with a hefty sign-up bonus ( the card offered 60,000 points after spending $4,000 in the first three months), this card could fund a good chunk of your future culinary excursions.

Capital One Savor Cash Rewards Credit Card: For the Everyday Eater

On the other hand, if you’re more into comfort food and casual dining, then the Capital One Savor Cash Rewards Credit Card might be a better fit. With this card, you get a whopping 4% cash back on dining and entertainment. That means, every pizza night, taco Tuesday, and Saturday barbecue could be helping you stash away cash!

American Express® Gold Card: For the Global Gourmet

And what about the globe-trotters among us, those who love to combine travel with their culinary pursuits? The American Express® Gold Card is a terrific choice, offering 4X points at restaurants worldwide, plus 4X points at U.S. supermarkets (up to $25,000 per year, then 1X), perfect for when you’re trying to replicate that amazing paella or pho you had abroad.

Know Your Perks: Additional Foodie Benefits

While earning rewards on dining is a significant perk, it’s not the only one. Some cards also offer extras like:

  • Food delivery credits: For instance, the American Express® Gold Card offers up to $120 in dining credits each year, which includes select food delivery services such as Grubhub and Seamless.
  • Exclusive dining experiences: The Capital One Savor card offers exclusive access to premium dining, entertainment, and sports experiences, like a VIP dinner at a popular food festival.
  • Travel-related dining perks: Many cards, like the Chase Sapphire Preferred, offer perks like no foreign transaction fees, making them great for dining out when you’re travelling abroad.

offers can change frequently. So, it’s important to always do your research and read the fine print before you apply for a new card.

So, whether you’re a gourmet chef, a casual diner, or a culinary globetrotter, there’s a credit card out there waiting to reward your foodie passions. Keep exploring, keep tasting, and above all, keep feeding your love for food!



Q1: How do credit card rewards work for dining?

A1: When you use a credit card that offers dining rewards, you earn a certain amount of points or cash back for each dollar you spend at restaurants. These rewards can then be redeemed for various options like travel, gift cards, or statement credits, depending on your credit card program.

Q2: What kind of restaurants qualify for these rewards?

A2: Typically, all kinds of dining establishments qualify, from fast food to fine dining. However, the specifics can vary depending on your card issuer’s rules, so it’s a good idea to check with them if you’re unsure.

Q3: Can I earn dining rewards for takeout or delivery orders?

A3: In most cases, yes! You usually earn dining rewards on all restaurant charges, including takeout and delivery. But again, the specifics can vary by card, so you should check your card’s terms and conditions.

Q4: How do I redeem my dining rewards?

A4: This depends on your credit card’s reward program. You might redeem your points or cash back through your online account, or you might need to call your card issuer’s customer service line. Redemption options can include statement credits, travel bookings, gift cards, or even merchandise, depending on the program.

Q5: Is there a limit to how much I can earn with dining rewards?

A5: Some cards may have a cap on how much you can earn at the higher reward rate, while others offer unlimited rewards. Be sure to check your card’s terms and conditions to understand any limitations.

Q6: Is it worth it to get a credit card just for dining rewards?

A6: If you dine out or order in frequently, a card with dining rewards could be a good fit for you. However, it’s important to consider other factors as well, such as the annual fee, the interest rate, and the other benefits of the card. Be sure to read all the details and consider your own spending habits before deciding.


Try these awesome restaurants and pay with CC.

1. Osteria Francescana in Modena, Italy: Hailed as one of the best restaurants in the world, Chef Massimo Bottura’s Osteria Francescana offers a unique take on traditional Italian cuisine.

2. Noma in Copenhagen, Denmark: Known for its reinvention and interpretation of Nordic cuisine, Chef René Redzepi’s Noma has earned multiple “Best Restaurant in the World” titles.

3. Eleven Madison Park in New York City, USA: Led by Chef Daniel Humm, this restaurant offers multi-course tasting menus that focus on the local ingredients of New York.

4. Central in Lima, Peru: Central, led by Chef Virgilio Martínez Véliz, is renowned for its innovative dishes that explore Peru’s biodiversity, using ingredients sourced from various altitudes and ecosystems.

5. Mirazur in Menton, France: Located on the French Riviera, Chef Mauro Colagreco’s Mirazur is lauded for its French-Italian-Argentinian fusion cuisine.

6. Gaggan Anand in Bangkok, Thailand: A unique dining experience where traditional Indian cuisine meets molecular gastronomy, in a menu full of surprises by Chef Gaggan Anand.

7. Alinea in Chicago, USA: Helmed by Chef Grant Achatz, Alinea is known for its molecular gastronomy, offering transformative dining experiences that challenge and redefine flavors.

1. Pujol in Mexico City, Mexico: Chef Enrique Olvera’s Pujol offers an innovative take on traditional Mexican cuisine, often incorporating local and indigenous ingredients.

2. Le Bernardin in New York City, USA: Helmed by chef Eric Ripert, this Michelin 3-star restaurant is famed for its excellent seafood and commitment to delivering the freshest dishes.

3. The Test Kitchen in Cape Town, South Africa: Chef Luke Dale-Roberts’s establishment, The Test Kitchen, is widely regarded as one of Africa’s top restaurants, known for its innovative tasting menus.

4. Arpège in Paris, France: Chef Alain Passard’s restaurant is celebrated for its dedication to vegetables, with a menu that reflects the season’s best produce.

5. El Celler de Can Roca in Girona, Spain: A family-run restaurant by the Roca brothers, it is known for its sophisticated, innovative dishes that draw on a mix of classical and modern Catalan influences.

6. Narisawa in Tokyo, Japan: Chef Yoshihiro Narisawa’s restaurant is famous for its innovative “Satoyama Cuisine,” which emphasizes a unique harmony between nature and gastronomy.

7. Attica in Melbourne, Australia: Chef Ben Shewry’s restaurant, Attica, showcases Australian ingredients and flavors in an innovative and sophisticated menu.

8. Quintonil in Mexico City, Mexico: Chef Jorge Vallejo’s Quintonil is known for modern Mexican cuisine that emphasizes fresh local ingredients.