4 Hilton Honors Credit Cards Review

If you’re considering getting a credit card to earn points, consider the Hilton Honors Card. There are many advantages to this card, including no annual fee and low annual spending requirements. You also have the opportunity to earn Hilton Honors status when you spend more than $10,000 per year with the card.


Hilton Honors Card

The Hilton Honors Credit Card is a unique travel card that offers rewards and privileges that many hotel cards don’t. In addition to spending on Hilton hotels, members can also make purchases at restaurants, gas stations, and supermarkets in the United States. Hilton Honors members can also access a shopping portal called Shop to Earn Mall, take advantage of dining programs, and even earn a fifth night for free when booking five nights or more in advance.

To redeem your points, you must first log into your online account. American Express sends targeted upgrade offers to cardholders. These offers usually include a limited number of free nights and 80,000 points after spending $1,000. The Free Night Reward is only valid once, so don’t wait too long to redeem them. This card is perfect for frequent travelers looking for a luxurious hotel. Moreover, it will give you the chance to earn points every time you make a purchase.

One of the most exciting benefits of the Hilton Honors American Express Card is the automatic Silver Elite status and a fifth night for free. With this card, you’ll receive exclusive perks such as free bottled water, elite rollover nights, and airport lounge access. Another great feature of the Hilton Honors American Express Credit Card is that it has no foreign transaction fee. The card will even provide you with a year-end summary that lists all the privileges and benefits of the program.

If you’re looking for a second credit card, the Hilton Honors Credit Card is an excellent choice. With no annual fee and no foreign transaction fees, it’s a great choice for secondary credit cards. If you spend under $15,000 a year, you can even get the free weekend night certificate by signing up for an annual membership. Moreover, the Hilton Honors American Express Business Card offers benefits like priority lounge access, free breakfast, and automatic Hilton Gold status.

In addition to free weekend nights, you can also enjoy Priority Pass Membership, which offers unlimited access to lounges and airport lounges. Another benefit of the card is the 14x Hilton Honors Points per dollar spent at any participating hotel. This program is designed for those who travel frequently and need a credit card that will earn them rewards. The rewards program is free, but the terms may change from time to time. You can learn more about it by visiting the website of the Hilton Honors Credit Card.


Hilton Honors Amex Surpass® Card

If you’re looking for the best hotel credit card, you should consider the Hilton Honors American Express Surpass® Card. These cards offer many of the same benefits as the Surpass, but they have weaker benefits and lower earning rates. However, these cards have no annual fee and 14 points per dollar you spend at participating Hilton properties. Additionally, they give you a $250 airline fee credit each year. In addition, you can get a free Priority Pass Select membership, which will allow you to visit the airlines and hotels that accept this card.

The Hilton Honors American Express Surpass Card is also a strong earner. You can earn up to 12 points per dollar you spend at Hilton properties and six points for every dollar you spend at U.S. supermarkets. Other eligible purchases will earn you three points per dollar. This credit card is well-suited for those who want to boost their Hilton balance quickly. If you don’t plan on using it for international travel, the card is a solid option.

Another perk is the introductory bonus offer. If you spend more than $2,000 on eligible purchases with the Hilton Honors card, you’ll earn 130,000 bonus points. That’s worth $783. The Hilton Honors card has a $95 annual fee. However, it’s worth the money, as you can use the points for a free night at Universal Orlando, or five nights at DoubleTree by Hilton Hotel Queenstown.

Once you reach Gold Status, you can transfer your points to airline miles and train miles. Some airlines accept Hilton Honors points as well, including United Airlines and Delta Airline. Additionally, you can redeem points for rental cars with National, Enterprise, or Alamo. The list of transfer partners is available on the Hilton Honors website. To redeem points for airline miles, you must have a minimum of 10,000 points. If you plan to transfer your points to other airline loyalty programs, the Hilton Honors Amex card is a great choice.

One of the best features of the Hilton Honors Amex Surpass credit card is the Priority Pass membership that comes free with the card. Priority Pass lounges are ubiquitous and number over 1,300 worldwide. If you travel a lot, this benefit is an absolute must-have for frequent travelers. However, most Hilton credit cards that offer Priority Pass membership cost more than $400. This makes it an expensive card but worth considering if you travel frequently.


Hilton Honors Aspire Card

The Hilton Honors Aspire Card earns you points that you can redeem for hotel stays at any Hilton property. You’ll also get access to airport lounges and complimentary Hilton Honors Diamond status. Unfortunately, this card comes with a $450 annual fee, so it’s best to make a decision based on the benefits it offers rather than the high price tag. Here’s a review of the card’s benefits.

The Hilton Honors Aspire Card earns you 14 points for every dollar you spend at Hilton hotels. The valuation of Hilton Honors points is 0.6 cents, or 8.4% return on your spending. Another perk is that you’ll also get complimentary Hilton Honors Diamond status, which means you’ll earn 20 points for every dollar you spend at most Hilton properties. That’s a significant increase in value for a standard card.

The Hilton Honors Aspire Card offers a variety of benefits, but it’s probably best for frequent travelers. The card has a low annual fee of $450 and comes with several perks, including airline and hotel statement credits. For example, you’ll earn five points for every dollar you spend at U.S. supermarkets, restaurants, and gas stations. As long as you charge your purchases on your Aspire card, you’ll receive the credit on your statement.

As part of the Hilton Honors program, you can earn bonus points at U.S. restaurants, even when you get food delivered or takeout. Bonus points don’t apply at American restaurants located overseas, or when you’re dining in a nightclub, convenience store, or grocery store. And you can’t get bonus points for meals purchased at an establishment like a fast food chain. Despite the card’s benefits, it’s still worth considering.

The Hilton Honors Aspire Card is the perfect credit card for frequent travelers. You’ll get a range of benefits, including complimentary Priority Pass Select membership, which gives cardholders access to over 1,200 airport lounges worldwide. This can make a huge difference if you travel often. Other benefits include an unlimited number of lounge visits, 24-hour premium global access hotline, concierge service, and other valuable bonuses. The Hilton Honors Aspire Card offers many benefits, but one particular feature that sets it apart from the rest is its no-fee policy.


Hilton Honors Business Card

If you’re looking for a business card that comes with perks like no foreign transaction fees, the Hilton Honors Business Card by American Express is an excellent option. This card comes with other perks, too, like Priority Pass lounge access. Plus, it’s easy to keep track of your expenses thanks to the Hilton Honors Business Card’s rewards program. It’s a great choice for business travelers or people who want to take advantage of Hilton’s Gold status.

With the Hilton Honors Business Card, you’ll enjoy 12X bonus points for every dollar you spend on eligible Hilton purchases. The card also offers a 6-point per dollar bonus on certain common business expenses, including wireless phone service. You’ll also be eligible for complimentary Gold status, which gives you the opportunity to upgrade your rooms and enjoy other benefits. The Hilton Honors Business Card can also earn you three points per dollar on eligible purchases like airfare, hotels, and restaurants.

As the name implies, the Hilton Honors Business Card can be issued to up to 99 authorized users. As long as they’re working for the same business, they can set spending limits on their own card. Authorized users will earn points that are credited to the primary cardholders Hilton account and count toward elite status and free night certificates. The card’s annual fee, however, will cost you more than the benefits it offers.

The Hilton Honors Business Card can help your business grow by giving you extra points and rewards. Earning 12 points per dollar spent on qualifying purchases at Hilton hotels, partner hotels, and U.S. restaurants is an excellent way to boost your earnings. By spending $3,000 in your first three months, you can get up to 130,000 bonus points! After you’ve spent that, you can redeem your points for free stays, exclusive experiences, and even rental cars.

To qualify for the Hilton Honors Business Card from American Express, you must have a good or excellent credit score. If you have a history of responsible credit, you can expect to get a welcome bonus of up to 130,000 Hilton Honors Bonus Points after spending $3,000 within the first three months. The Hilton Honors Business Card by American Express is a great option for business owners. It’s worth the $95 annual fee, which will give you ample time to spend and earn.


American Express had been in business since 1850.
They are listed on NYSE as AXP. There annual report states revenue of $49 billion in 2022 with 122 million cardholders.

The apr varies 16%-28%.

You are allowed to have up to 5 of their cards.



1. What is the Hilton Honors Credit Card?

The Hilton Honors Credit Card is like a golden ticket to a world of rewards and benefits within the Hilton Honors loyalty program. It’s like having a key to unlock exclusive perks and earn points towards free stays at Hilton hotels and resorts.

2. How does the Hilton Honors Credit Card work?

The Hilton Honors Credit Card works by allowing cardholders to earn Hilton Honors Points for their everyday purchases. These points can then be redeemed for hotel stays, upgrades, airline miles, and other exciting rewards within the Hilton Honors program. It’s like turning your regular spending into memorable travel experiences.

3. What are the benefits of having a Hilton Honors Credit Card?

Ooh, the benefits are splendid! Some key advantages of the Hilton Honors Credit Card include:

  • Points earning: Earn Hilton Honors Points for every dollar spent on eligible purchases. The more you use your card, the more points you accumulate, bringing you closer to those dreamy hotel stays.
  • Elite status: Some Hilton Honors Credit Cards offer automatic elite status within the Hilton Honors program, granting you access to exclusive perks like room upgrades, complimentary breakfast, and late check-out. It’s like being treated like royalty wherever you go.
  • Welcome bonuses: Many Hilton Honors Credit Cards offer generous welcome bonuses, allowing you to earn a significant number of points when you meet certain spending requirements within a specified period. It’s like a delightful bonus for starting your journey with a bang.
  • Complimentary nights: Depending on the specific card, you may be eligible for complimentary nights at Hilton properties when you reach certain spending thresholds. It’s like a well-deserved treat for being a loyal cardholder.

4. Can I use the Hilton Honors Credit Card outside of Hilton properties?

Absolutely! The Hilton Honors Credit Card can be used anywhere that accepts credit cards. You can earn points on all eligible purchases, whether you’re booking a hotel stay, dining at a restaurant, shopping for groceries, or filling up your gas tank. It’s like earning rewards no matter where your adventures take you.

5. Are there any fees associated with the Hilton Honors Credit Card?

While specific fee structures may vary depending on the card, it’s common for credit cards to have annual fees and potentially other fees, such as foreign transaction fees or balance transfer fees. It’s important to review the terms and conditions and fee schedule associated with the Hilton Honors Credit Card you’re considering to understand any costs involved.

6. Can I redeem Hilton Honors Points for anything other than hotel stays?

Indeed! Hilton Honors Points offer flexibility in redemption. In addition to hotel stays, you can use your points for experiences, merchandise, car rentals, airline miles, and more within the Hilton Honors program. It’s like having a treasure trove of rewards at your disposal.

7. Can I combine Hilton Honors Points with cash to book hotel stays?

Absolutely! Hilton offers the option to use a combination of Hilton Honors Points and cash to book hotel stays. This allows you to stretch your points further while still enjoying the convenience of paying with cash for any remaining balance. It’s like having the best of both worlds—rewards and flexibility.

8. Are there different types of Hilton Honors Credit Cards?

Yes, Hilton offers a range of credit cards to cater to different preferences and lifestyles. These may include entry-level cards, premium cards, and co-branded cards in partnership with specific financial institutions. Each card comes with its own set of benefits, rewards, and annual fees, so you can choose the one that aligns best with your travel goals and spending habits.

9. Can I earn elite status through the Hilton Honors Credit Card?

Yes, some Hilton Honors Credit Cards offer automatic elite status within the Hilton Honors program. Depending on the card, you may be granted Silver, Gold, or even Diamond elite status, which comes with additional benefits like room upgrades, late check-out, and bonus points. It’s like unlocking a world of VIP treatment at Hilton properties.

10. Can I transfer Hilton Honors Points to other loyalty programs?

While Hilton Honors Points are primarily used within the Hilton Honors program, Hilton does offer the option to transfer points to select airline partners. This allows you to convert your Hilton Honors Points into airline miles, giving you more flexibility in how you use your rewards. It’s like having wings to fly with your points.

11. Can I earn Hilton Honors Points without the Hilton Honors Credit Card?

Absolutely! In addition to earning points through the Hilton Honors Credit Card, you can also earn Hilton Honors Points by staying at Hilton properties, dining at participating restaurants, and utilizing Hilton’s partner offers and promotions. It’s like having multiple avenues to earn and accelerate your points balance.

12. Are there any restrictions or blackout dates when redeeming Hilton Honors Points for hotel stays?

Hilton Honors aims to provide flexibility and availability for award bookings, but it’s worth noting that specific hotels may have limited award availability during peak travel periods. While blackout dates are generally rare, it’s advisable to book in advance to secure your desired dates and locations.

13. Can I share my Hilton Honors Points with others?

Yes, Hilton Honors allows members to transfer points to family and friends as long as they are also members of the Hilton Honors program. This provides the opportunity to combine points and plan trips together. It’s like spreading the joy of rewards and creating memorable experiences with loved ones.

14. Can I earn Hilton Honors Points on incidental charges during my hotel stay?

Yes, in addition to earning points on the base room rate, you can also earn points on eligible incidental charges such as dining, spa services, and room service. It’s like adding extra sprinkles to your points balance while enjoying the various amenities offered by Hilton properties.




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