Hobby Lobby Credit Card (You Cant Get One)

They do not offer one anymore.

However, you can use most major credit cards for purchases at Hobby Lobby, including Visa, MasterCard, American Express, and Discover. If you’re interested in earning rewards on your purchases, you might consider using a credit card that offers cash back or points on shopping.


History & Growth: Founded by David Green in 1972, Hobby Lobby started as a miniature picture frame company operating out of a garage. Today, it has grown significantly, boasting over 900 stores across 46 states. That’s a lot of glitter, yarn, and picture frames!

Products: Hobby Lobby stores offer more than 70,000 crafting and home decor products. From paints and canvases for the budding artist, scrapbooking supplies for the memory keeper, to yarn and needle art supplies for the knitters and crocheters, the store is a cornucopia of creative potential.



1. Cashback Credit Cards: These types of cards offer a percentage of cash back on all your purchases. For instance, the Chase Freedom Flex Card offers a base rate of 1% cash back on most purchases, 5% on travel purchased through Chase Ultimate Rewards, 3% on dining and drugstore purchases, and 5% on up to $1,500 in combined purchases in bonus categories each quarter you activate. In essence, no matter where you shop, you’re earning money back. So, even though Hobby Lobby doesn’t offer its own credit card, using a cashback card can offer similar benefits.

2. Store Credit Cards from Similar Retailers: Some of Hobby Lobby’s competitors like Michaels and JoAnn Fabrics have their own store credit cards. The Michaels Rewards Visa card, for example, offers rewards not just for purchases at Michaels but on all other purchases as well. JoAnn’s credit card offers 5% off on each purchase. Using these cards for your crafting needs can offer benefits similar to what a Hobby Lobby card might have offered.

3. Rotating Category Credit Cards: These cards offer higher cashback rates on certain categories that change every quarter. Discover It Cash Back is a card that offers 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. So if the category for a certain quarter includes craft or home furnishing stores, you’ll earn higher cash back on your Hobby Lobby purchases during that time.

4. Rewards Credit Cards: Rewards cards like the American Express Blue Cash Preferred Card offer high cashback rates on categories like groceries and gas, and a solid 1% back on other purchases. If you find yourself often at supermarkets or the gas station, this card can offer significant savings, plus you’ll still earn cash back on your Hobby Lobby purchases.


Gift cards

1. Purchasing a Gift Card: Hobby Lobby offers physical and electronic gift cards that can be purchased in their stores or via their website. For example, if you’re planning to give a gift to a crafty friend who lives across the country, you can easily purchase an e-gift card on the Hobby Lobby website, and it will be emailed to them.

2. Denominations: The gift cards can be purchased in a variety of denominations. This means you have the flexibility to choose a gift card value that suits your budget. For instance, if you’re doing a Secret Santa with a $25 limit, you can purchase a gift card for exactly that amount.

3. Usage: The gift cards can be used for any purchases at Hobby Lobby. If the recipient loves scrapbooking, they could use the card to buy scrapbooking supplies. If they are redecorating their home, they could use it to buy home decor items. It’s a versatile gift that allows the recipient to choose what they love.

4. Checking the Balance: The balance of the gift card can be checked on the Hobby Lobby website. So, for example, if the recipient isn’t sure if they’ve used all of the gift card, they can easily check the balance online before making a purchase.

5. Non-Refundable: Keep in mind that the gift cards are non-refundable and cannot be exchanged for cash. So if the recipient loses the card, they won’t be able to get a replacement, much like losing a wallet full of cash.