Invalid Credit Card Zip Code Venmo

I understand that you’re experiencing an issue with your credit card’s ZIP code not being recognized as valid on Venmo.

Venmo, like many other online payment systems, uses a process known as Address Verification System (AVS) to confirm the identity of the person using a credit or debit card. When you enter your card’s billing ZIP code, Venmo checks this against the ZIP code that your card issuer (like your bank) has on file. If these two do not match, Venmo may not accept your card, hence the “invalid ZIP code” message.

Here are some steps to help you address this issue:

  1. Double-check the ZIP Code: It’s always good to start with the simplest solution. It’s possible that there was a small typo or error when entering the ZIP code. Make sure you’re entering the correct ZIP code associated with the billing address of the credit card you’re using.
  2. Check the Billing Address with your Card Issuer: Contact your bank or credit card company to confirm the billing address they have on file for your card. It’s possible that there may be a discrepancy or that your card issuer has an old address on file.
  3. Update your Address with your Card Issuer: If the billing address on file with your bank or credit card company is outdated, you may need to update it to your current address. After updating, it might take a few days for the changes to take effect, and you may have to reenter your card details on Venmo afterwards.
  4. Confirm Venmo Has the Correct Information: If the ZIP code matches your current billing address, try removing and re-adding your card to Venmo. Sometimes, reentering your information can correct any issues.
  5. Contact Venmo Support: If you’ve checked the above and are still experiencing the problem, it might be an issue on Venmo’s side. You can contact Venmo’s support team for further assistance. They should be able to provide more specific guidance and help troubleshoot the problem.


  1. What is the Address Verification System (AVS)? AVS is a security measure used by banks and payment processors to prevent fraudulent transactions. When you enter your billing address during a transaction, the system checks this against the address your bank has on file. If the details don’t match, the transaction may be declined to protect against potential fraud.
  2. Why is Venmo rejecting my credit card’s ZIP code? If Venmo is rejecting your card’s ZIP code, it may be due to a discrepancy between the ZIP code you entered and the one your bank has on file. Other potential reasons could be a temporary issue with Venmo’s system or a problem with the bank’s servers.
  3. How can I find the ZIP code associated with my credit card? The ZIP code associated with your credit card is typically the ZIP code of the billing address you have on file with your card issuer. If you’re unsure of this, you can call your card issuer or check your online account.
  4. I recently moved, could that be causing the problem? Yes, if you’ve recently moved and have not updated your billing address with your card issuer, this could be causing the problem. It can take a few days for address updates to fully process, and in the meantime, transactions where you enter your new ZIP code could be declined.
  5. Will a declined transaction due to an incorrect ZIP code affect my credit score? No, a transaction being declined due to an incorrect ZIP code through AVS should not have an impact on your credit score.
  6. What do I do if I’m unable to resolve the ZIP code issue? If you’ve tried the suggestions above and are still encountering the problem, the next step would be to reach out to Venmo’s support or your card issuer. There could be a technical issue on either end that needs to be resolved.
  7. Is it safe to provide my ZIP code for online transactions? Yes, it’s safe to provide your ZIP code. In fact, it’s an important security measure to verify your identity and prevent fraudulent transactions. However, like all personal information, you should only provide this on trusted websites and platforms to ensure your information is secure.


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