Who dat say they’re going to learn about the New Orleans Saints Extra Points Credit Card? That’s right, it’s you! Let’s march into the endzone with the details:
Rewards and Points: This card makes scoring points as easy as a Drew Brees throw (we still miss him!). You’ll earn 2 points for every $1 spent on NFL and Saints purchases, and 1 point for every $1 on all other purchases. Talk about racking up yards!
Sign-Up Bonus: Just like a surprise onside kick to start the second half of Super Bowl XLIV, the sign-up bonus is a real game changer. New cardholders might get a generous points bonus after spending a certain amount in the first 90 days. It’s enough to make you shout, “Who Dat!”
NFL Perks: Ready to show off your Saints pride? The card offers a 20% discount at NFLShop.com. Get your game day gear faster than Alvin Kamara can sprint to the endzone!
APR & Fees: The APR can be a bit trickier than a Taysom Hill gadget play, varying based on your creditworthiness. But here’s a win: there’s no annual fee!
Application: Applying for this card is as straightforward as Sean Payton’s play-calling. Head to the card issuer’s official website, fill out an application with your personal and financial information, and wait for the decision. Faster than a Michael Thomas slant route!
Card Security: This card comes with zero liability on unauthorized transactions, so you can feel as secure as the Saints’ Superdome during a home game.
FAQ
Q1: How do I apply for the New Orleans Saints Extra Points Credit Card? A: Applying is as easy as Drew Brees making a touchdown pass. Just visit the card issuer’s official website, fill in your personal and financial details, and you’re good to go!
Q2: What kind of rewards can I expect? A: You’ll earn 2 points for every $1 spent on NFL and Saints purchases, and 1 point per $1 on all other purchases. It’s like making a field goal every time you spend!
Q3: How can I redeem my points? A: Points can be redeemed for statement credits, merchandise, or exclusive experiences like attending a Saints game. It’s like your very own endzone dance!
Q4: Is there an annual fee? A: Nope, there’s no annual fee. It’s a financial free pass!
Q5: Can I manage my account online? A: Yes, managing your account is as simple as a quarterback sneak. You can track your spending, pay your bill, and check your points balance online or through the card issuer’s mobile app.
Q6: What do I do if my card is lost or stolen? A: If your card gets lost or intercepted, contact your card issuer immediately. They’ve got a defense as tough as the Saints’!
Q7: Can I use my card abroad? A: Yes, you can use your card worldwide. However, be aware that foreign transaction fees may apply – it’s always best to check with the card issuer.
Q8: How soon after making a purchase do I get my points? A: Your points will typically post to your account at the end of each billing cycle, just like the Saints score touchdowns!
Q9: Do my points expire? A: As long as your account is open and in good standing, your points will keep marching in — they don’t expire!
Q10: Can I transfer a balance from another card? A: Yes, you can typically transfer balances from other credit cards, just remember there might be a balance transfer fee, much like the price of a false start.
Q11: What happens if I close my account? Do I lose my points? A: If you close your account, you might lose your unused points, which can be a bit of a fumble. So be sure to use them up before you close your account.
Q12: Can I request additional cards for family members? A: Yes, you can usually add authorized users to your account, so your whole team can help rack up points!
Q13: What happens if I make a late payment? A: Late payment can result in a fee, much like a penalty for pass interference. To avoid this, try to make sure you pay by the due date.
Q14: Can I get a cash advance with this card? A: Yes, you can typically request a cash advance, but be aware that these often come with additional fees and higher interest rates, much like rushing a play without checking the defense!
Q15: How do I set up autopay? A: Autopay can be set up through your online account. It’s like having a dedicated blocker to ensure you never miss a payment.
Q16: Is there a penalty APR if I miss a payment? A: Missing a payment can lead to a penalty APR, just like missing a tackle can lead to a touchdown. Make sure you understand your card’s terms and conditions to avoid this!
Q17: Can I use my points to buy Saints tickets? A: Yes, typically you can use your points to snag tickets to see your beloved Saints play. It’s like having your very own VIP pass!
Q18: Is there a limit to the number of points I can earn? A: Generally, there is no limit to the number of points you can earn, much like there’s no limit to the Saints’ spirit!
Q19: Can I manage my account from my phone? A: Yes, you can manage your account from anywhere with the card issuer’s mobile app – it’s like having a playbook in your pocket!
Q20: What credit score do I need to get this card? A: Credit requirements can vary, but generally, you’ll need good to excellent credit. It’s best to check with the card issuer for specific details.
Q21: Can I change my due date? A: Yes, many issuers allow you to change your due date to align with your financial schedule. That’s flexibility that even the most agile Saints’ receiver would appreciate!
Q22: What is the minimum credit limit on this card? A: The minimum credit limit varies based on creditworthiness. Just like the Saints’ playbook, it’s customized for each individual’s situation!
Q23: Are there any costs associated with adding an authorized user? A: In general, there’s no additional cost for adding authorized users to your account, but do check with the issuer for specifics. It’s like adding a solid player to your roster without bumping the salary cap!
Q24: Can I upgrade or downgrade my card? A: Typically, you may be able to upgrade or downgrade your card depending on the card family and the issuer. But remember, changing your card can sometimes feel like changing your game plan mid-match!
Q25: How can I increase my credit limit? A: Many issuers periodically review accounts for credit limit increases, or you may request one. It’s like aiming for more touchdowns to boost that final score!
Q26: How does this card’s rewards program compare to others? A: Compared to other rewards cards, the Saints Extra Points Credit Card can be quite competitive, especially if you’re a die-hard NFL fan. It’s like a standout special teams performance in a tight game!