A lot of people use credit cards to pay for gas, but how do you choose the best gas reward card? In this article, we look at some options: MBNA Smart Cash Platinum Plus, Discover it Cash Back, and American Express Blue Cross Preferred. Choosing the right card depends on how much gas you use on a regular basis.
- Blue Cash Preferred Card from American Express: This card offers a high cashback rate on U.S. gas station purchases and additional cashback for U.S. supermarket purchases and select U.S. streaming subscriptions. There is an annual fee, but the rewards potential can offset the cost for those who spend a significant amount on gas and groceries.
- Chase Freedom Flex: This card offers cashback rewards in various categories, including a fixed cashback rate on travel, dining, and drugstore purchases. It also features quarterly rotating bonus categories, which may include gas stations, allowing cardholders to earn an even higher cashback rate during specific periods.
- Bank of America Customized Cash Rewards credit card: This card allows cardholders to choose a category in which they’ll earn a higher cashback rate, and one of the options is gas. Cardholders also earn cashback on grocery store and wholesale club purchases and a lower cashback rate on all other purchases.
- Citi Premier Card: While not specifically a gas rewards card, this card offers points on various categories, including gas, travel, dining, and supermarkets. The points can be redeemed for travel, gift cards, or other rewards.
- Costco Anywhere Visa Card by Citi: This card is a good option for Costco members, as it offers cashback on gas purchases, both at Costco and other gas stations, as well as cashback on restaurant and travel purchases.
MBNA Smart Cash Platinum Plus
This credit card is issued by the Toronto-Dominion Bank. This card has no annual fee, minimum spending requirement, or income limit. Among other benefits, this card includes 7 types of insurance, including rental car insurance. It is also a great choice if you have a car and want to get gas rewards. Besides these benefits, you can also receive a $81 welcome bonus after spending $2,000 on purchases with the card.
Using the MBNA credit card, you can earn 5% cash back on eligible purchases for the first six months of your account. After that, you will earn 2% cash back. You can also use your MBNA rewards points to pay for airfares, hotels, or car rentals. MBNA also offers a rewards catalog with gift cards and merchandise. You will receive a check in the mail for $50 each month, after meeting the minimum spending requirement.
The MBNA Smart Cash Platinum Plus MasterCard has no limit on the amount of cash you can earn. It competes with the Tangerine card, which offers 1% cash back on everything except groceries and gas. Since gas and grocery shopping are the two biggest expenses for many Canadians, the cash back credit card offers a great option.
The MBNA Rewards Platinum Plus Mastercard comes with no annual fee and a good return on MBNA Rewards Points. During the first 90 days, you’ll earn 4 points for every dollar you spend on groceries and gas, and only one point for everything else. The card also offers a nice introductory bonus and has above-average insurance. A no-fee MBNA gas reward card is a good choice if you don’t want to pay any annual fee.
Other than its excellent rewards program, the MBNA Smart Cash Platinum Plus card is also an excellent choice for people who often rent a car. Car renters will find the card especially useful, as it offers 5% cash back on car rentals. However, this card does not offer much flexibility and a $150 cap for your welcome bonus is a bit too high. In summary, the MBNA Smart Cash Platinum Plus card is a solid fee-free gas reward card that will earn you some extra cash in your wallet.
Americans spend $2k-$3k on gas per year. You could make over $100 per year with rewards. The average car gets 24 mpg. The average truck gets 17 mpg.
PenFed Platinum Rewards Visa Signature
For gas and grocery spending, the PenFed Platinum Rewards Visa Signature Card is a great choice. It offers competitive rewards – almost one cent per point on gas, three cents on groceries, and no foreign transaction fees. Despite the name, this credit card is more than just a gas reward card. It earns you points for everyday purchases, including grocery and movie tickets.
This credit card is especially good for gas purchases, but its rewards aren’t the best. If you don’t plan on doing much shopping with this card, consider other credit cards that offer a higher percentage of cash back. You won’t find many gas reward cards with this high-yielding structure, so you might want to look elsewhere. The PenFed Platinum Rewards Visa Signature card offers strong rewards for gas and grocery purchases, earning five points per dollar spent. Other purchases are worth one point per dollar.
The PenFed Platinum Rewards Visa Signature credit card offers several redemption options. Besides gas rewards, you can earn five points per dollar spent at gas stations, supermarkets, restaurants, and movie theaters. Other options include gift cards, designer handbags, golf stands, and educational toys. These rewards are good for people who enjoy the occasional treat, such as eating out or shopping for new clothes. A few redemption options include trips to Las Vegas and shopping at local stores. The PenFed Platinum Rewards Visa Signature Credit Card is definitely worth checking out.
This card offers a variety of benefits, including unlimited cash back on certain categories. With 3% cash back on gas purchases, it’s one of the best gas reward cards. In addition to that, it offers 2% cash back at grocery stores and wholesale clubs. Finally, unlimited 1% cash back is available on any other purchases. The PenFed Platinum Rewards Visa Signature gas reward card has several advantages over its competitors.
Another perk with the Chase Freedom Unlimited card is its high annual bonus. You get five points for every dollar you spend at gas stations, and three points for supermarket purchases. You’ll also earn one point per dollar on all other purchases, including groceries. This card is especially useful if you’re a military member, as military commissaries count as supermarkets. Moreover, to claim the bonus, you must first collect 1,000 points.
Discover it Cash Back
The Discover it Cash Back gas reward credit card is one of the few cards that offer 5% cash back on all categories of purchases, including gas. This card is great for gas-guzzling Americans who are looking for a card that gives them extra money back on their purchases. However, it can be difficult to track all your gas purchases every month, as Discover announces quarterly categories well in advance.
This card does not charge an annual fee, but it does come with a 0% introductory period. While you’ll have to pay interest on purchases, the cash back program is among the most generous. The card comes with a 14-month intro 0% APR period, which can help you avoid high interest charges. This card can also be customized for specific purposes, so it’s not only great for people with good credit, but also those who want to start earning rewards right away.
While the Discover it Cash Back credit card is easy to use, it has some limitations. Its maximum cash back per quarter is $1,500. You’ll be restricted to earning 1% cash back on other purchases. The Discover it Cash Back gas reward credit card does not have an annual fee, so you can sign up without a big commitment. However, it has an impressive cash back program. If you spend enough, you’ll make thousands of dollars each year with this card.
The Discover it Cash Back credit card does not offer a sign-up bonus. The cash back you earn on purchases doesn’t expire, so you can use it for years to come. Unlike other credit cards, you can use it to get more cash back. The cash back can be transferred to your bank account or redeemed for cash. However, many credit card issuers require a minimum reward balance before you can cash out.
Depending on the use of the card, it’s important to know if it’s worth it. You can freeze your card if it’s lost or stolen, so that you won’t have to worry about unauthorized charges. The Discover it Cash Back gas reward card is a popular choice for many people, but it doesn’t offer a sign-up bonus, making it a better choice for some customers. However, if you use it primarily for gas-related purchases, you may want to consider a different card.
American Express Blue Cash Preferred
The American Express Blue Cash Preferred gas reward card offers 3% cash back at gas stations and transit, but not at superstores. You can still earn 1% back on most purchases. It also offers complimentary secondary insurance. However, you must register and enroll your card in Equinox+ before you can take advantage of this offer. The benefits of the American Express Blue Cash Preferred gas reward card are numerous. You will receive a statement credit after spending three thousand dollars on eligible purchases within the first six months of account opening.
In addition to the high rewards rate and attractive bonus categories, the American Express Blue Cash Preferred gas reward card has some other great benefits. If you travel often, you may want to consider another credit card that does not charge you an international transaction fee. The American Express Blue Cash Preferred is one of the most popular gas reward cards on the market. It offers solid rewards rates and a generous welcome bonus, but it is not for everyone.
If you spend more money on groceries than on gas, the American Express Blue Cash Preferred is a better choice. This card gives 6% back at supermarkets in the U.S. and 1% back on everything else. This is a fantastic offer, especially if you shop frequently at various chains. However, if you plan on using your card for gas frequently, it is a good idea to check out the terms and conditions carefully.
Another benefit of the Blue Cash Preferred card is the no-annual fee. After the first year, you will only have to pay the $3,000 minimum spend, but you will receive a $300 statement credit after six months. This will help offset the annual fee for a few years. Moreover, the Blue Cash Preferred has many other perks that make it worth considering. It is best to compare the benefits of the Blue Cash Preferred gas reward card before signing up.
The American Express Blue Cash Preferred credit card gives a customer the benefit of 6% cash back on supermarket spending. This card offers an unlimited six percent cash back on selected U.S. streaming services, and you can earn up to $360 in cash back on your purchases. This card also offers an introductory APR of 0%. This card also offers a $100 welcome bonus, and is not required to have a credit score of at least six hundred.
BPme Rewards is a mobile app that allows you to earn points with each fuel purchase. You’ll get a 5 cent per gallon discount when you use the app to fill up your car. The program is free to join, but there are many benefits. Not only can you save money on fuel, but you can also earn bonuses and other offers within the app. If you’re not sure if you should sign up for the BPme Rewards program, read on for a review of other popular gas reward programs.
If you’re in the market for a new gas reward card, BPme Rewards may be worth a look. It allows you to save money on gas, and you can use it anywhere in the United States. This card even offers a sign-up bonus, which means that you can use it to save even more money on fuel. The BPme Rewards gas app also offers a mobile payment option, so you don’t have to deal with the hassle of using a pin pad.
The best gas reward programs are free to join and often combine with partner programs. Many are linked to a specific gas brand, so you can use them anywhere you need to purchase fuel. Some offer rewards such as free gasoline, coupons, or merchandise. Some even allow you to cash in points for snacks and beverages at participating gas stations. You should compare all the options to find the one that suits your needs best. When choosing a gas reward program, keep in mind that the benefits may vary greatly. There are several gas-affiliated credit cards available that offer great rewards. The best one to get is a credit card that offers the highest rewards.
BPme Rewards is the most popular gas reward card. With the BPme Rewards credit card, you get a 3% cash back on your favorite category. You can also get automatic 2% cash back at grocery stores and wholesale clubs. You can also earn 1% on all purchases. And the BP Visa credit card offers decent rewards for gas and groceries.
Citi Custom Cash Card
This credit card earns you five percent back on purchases, so you don’t have to worry about keeping track of categories or activation periods. The rewards are automatically credited in your top spend category, so you can use this card to maximize your purchases while staying within your budget. There are few other features, but this card has a great welcome offer: $200 cash back after spending $700 in the first three months. This cash back comes in the form of 20,000 ThankYou points.
The Citi Custom Cash Card offers a 5% rebate on your top spending category. You can switch to another category each month. That means that every time you buy gas with your card, you will earn a cool $300. The card is available at major retail stores nationwide, and you can apply for the card online or in person. Just remember that there’s no annual fee! Whether you’re looking for a gas reward card or just a regular credit card, you can get the best of both worlds with a Citi Custom Cash.
For your first year of card use, you can earn up to 5% cash back on gas. This is a great deal that equates to hundreds of dollars per year in cash. However, you’ll have to join a Credit Union to take advantage of this offer. However, you can apply for a card without membership fees if you’d like. The Citi Custom Cash Card is one of the best gas reward cards because of its low annual fee.
Despite the low annual fee, the Citi Custom Cash Card has some major advantages. Unlike other cards, the custom cash card is free, requires no membership fee, and has flexible 5% back categories. It’s a superior gas reward card for those who don’t like fixed categories. This card earns you 1% cash back on each purchase you make. The bonus can vary from month to month, but is worth it in the long run.
Discover it Visa Infinite
The Discover it Chrome credit card has some great benefits, including no annual fee and unlimited cashback match. It also has no minimum spending requirement or maximum rewards. With 2% cash back at gas stations and 1% on everything else, the chrome is a great choice for students. It also has no annual fee, and builds credit over time with responsible use. For students, this is the best gas rewards card. There are some drawbacks though.
The most attractive feature of this card is its 0% introductory APR on purchases and balance transfers for the first 15 months. Once you reach the first anniversary of your account, you’ll receive an additional 1% cashback on everything else. However, you have to pay the balance transfer fee before July 10, 2022, or you’ll miss the 0% introductory period. You can transfer your existing balance from a different credit card to get the lowest APR.
If you plan on using the credit card for gas, make sure you have a high credit score. However, you can find gas reward cards that have lower requirements, such as the Discover it Student chrome. Those with lower credit scores can take advantage of this card, as it earns three times as many points as a general-purpose card. A general-purpose credit card can be more versatile than a co-branded card.
If you close your account or do not use it for at least 18 months, Discover will credit your account with the cash-back bonus again. However, make sure you are well organized and set reminders on your calendar to activate rotating categories. You can also freeze your account if necessary. This way, you can monitor your credit report and take action if unauthorized charges occur. Discover will also notify you if your account has been frozen or closed and never hold you liable for unauthorized charges.
Discover it Secured Credit Card
The Discover it Secured Credit Card has a 2% cash back on gas and dining rewards, and a welcome bonus that matches your cash back dollar for dollar the first year. Besides this, you can also get alerts whenever you access websites associated with the Dark Web. Moreover, you can earn up to $75 in rewards per year by using this card.
A good gas reward card earns you rewards on a variety of purchases, not just on gas. With a well-rounded rewards program, you can earn 1.5% back on EVERY purchase. This is an excellent option for anyone on the road. The high price of oil can be a stumbling block for your finances, but this card can make the process easier. With its hefty rewards program, you can offset the annual fee with more rewards than ever.
The Discover it Secured Credit Card offers many benefits and rewards. The cash back is generous. You can earn up to 2% at gas stations and 1% on other purchases. The cash back matches after six months. However, if you don’t have a large credit line or are facing financial hardship, this card may not be for you. This card does not require any security deposit, and it also has no minimum spending requirement.
The Discover it Secured Credit Card is one of several cards that offer cash back rewards. This card is designed for those with bad credit and offers a more reasonable cash back rate than most standard credit cards. Moreover, there’s no annual fee, which makes it one of the most cost-effective cards on the market. If you can manage to spend $1,000 on gas and dining every three months, this card is ideal for you. It offers a cash back guarantee and no annual fee.
CIBC Dividend Visa Infinite* Card
Among gas reward cards, the CIBC Dividend Visa Infinite* Card is a top contender. Its cash back rate on eligible gas and groceries is among the highest in Canada. The card also offers benefits such as dining, travel, and luxury items. Its annual fee is $120, which makes it a good choice for families. You can get a rebate of this fee on your first year of using the card.
With the CIBC Dividend Visa infinite* Card, you can earn 10 cents per litre at participating gas stations. You can also link the card to Jornie Rewards, a rewards program offered by CIBC. Once you have linked your card to Jornie Rewards, you will automatically earn 10 cents off every litre you fill.
You can redeem your cash back for a statement credit any time during the year as long as you are the primary cardholder. It is possible to redeem cash back up to $25 on your card at any time during the year, but you must be in good standing when you fly. Moreover, the CIBC Dividend Visa Infinite* Card has additional benefits, including travel insurance.
Unlike some other gas reward cards, this one can offer you the opportunity to travel abroad for free. You can earn points for your purchases online and buy gift cards and housewares. The points you earn with the CIBC Dividend Visa Infinite* Card can be used to travel abroad. You can also redeem your points for airline tickets, charity donations, and more.
PNC Cash Rewards Visa Card
Gas prices are high all over the country, so you may be worried about how much money you’re spending at the pump. But if you have a credit card that can offer cash back, you can significantly reduce the amount you spend on gas each month. By choosing a card that offers a higher cash back rate, you can maximize your savings and avoid spending more money than necessary on gas.
If you spend at gas stations, you can earn 4% cash back with the PNC Cash Rewards Visa Card. That’s one of the highest gas cash-back rates available. A typical American can earn up to $100 in cash back each year with this card. Dining purchases earn an additional 3% cash back. However, you must spend a minimum of $8,000 per year on gas, dining, and grocery purchases to qualify for the 4% bonus cash back.
Another great feature of the PNC Cash Rewards Visa Card is its cash-back benefits. It offers 4% back on gas purchases, 3% at restaurants and 2% at grocery stores, and 1% back on other spending. The PNC Cash Rewards Visa Card is among the best gas reward cards because of its long intro APR period. Using this card is a great way to start saving money on gas and other expenses.
PNC Cash Rewards Visa Card is one of the best gas reward cards because it doesn’t charge an annual fee and offers 4% back on eligible purchases. Despite its low annual fee, the PNC Cash Rewards Visa Card has a 3% balance transfer fee, a $5 minimum charge, and no foreign transaction fee. However, if you have a good credit history, you can earn up to $6,000 in cash back on gas with this card every year.
If you’re not sure which gas reward card is best for you, compare a few gas reward cards. These cards earn points on gas purchases, but the rates are inconsistent and may not be worth the annual fee. If you’re worried about the annual fee, opt for a card with a low annual fee. And remember that the value of the rewards can sometimes be more than the fee.
Citi Premier Card
The Citi Premier Card is the most popular gas reward card, offering more than 3X points on airfare, dining, and hotels, as well as 1x points at gas stations. This card can even extend a manufacturer’s warranty up to 24 months. There are no annual fees, and the card also offers free authorized user services. Its features and benefits are worth considering if you travel frequently and want a card that will keep up with your lifestyle.
The Citi Premier Card is one of the best gas reward cards on the market, earning 3x points on airfare, hotels, dining, and supermarket purchases. The card also offers transfer partners to various airlines and hotel chains, including Wyndham Rewards and Choice Privileges. If you’re looking for a gas reward card without the high monthly fee, the Citi Premier is a great option. Plus, it offers valuable transferable points.
The Citi Premier card can help you earn points on your daily expenses, and its welcome bonus of 60,000 points is worth trying out. It also has no foreign transaction fee, which is useful if you travel outside the U.S. and want to earn more points on your everyday spending. You’ll earn 3 points per dollar at gas stations and restaurants, and 2x points on air travel. It does, however, come with a $95 annual fee.
In order to maximize the benefits of this card, you must be a frequent traveler. In the past year, an average U.S. household spent $1,570 on gas and $3,536 on food and drinks. This would result in an annual bonus of $475 points. With the right card, you can earn up to $520 on your travels. And remember, this is just one of many ways to use your card!
As long as you can afford it, the Citi Premier Card is a great option for people who need to diversify their points-earning strategy. If you are looking to break away from Amex Membership Rewards or Chase Ultimate Rewards, the benefits of the Citi Premier Card are impressive. While the card comes with a low annual fee, it does require a 700+ credit score to become eligible. That’s a great starting point to diversify your points earning strategy.
ExxonMobil Smart Card
The ExxonMobil, Smart Card is a gas reward card that lets you earn points for every dollar you spend at participating Exxon and Mobil gas stations. You can use this card at the pump or the register, and you can also load it up with the company’s mobile payment app to make other purchases. It also has cash-advance capabilities.
The ExxonMobil, Smart Card gas rewards card gives you a discount of 30 cents per gallon at participating Mobil and e-commerce locations. The Smart Card also offers a credit option and allows you to take cash advances at Cirrus ATMs. If you’re a frequent shopper, the ExxonMobil Smart Card can be a great option.
Another option for gas rewards cards is the Citi Rewards card. Citi’s rewards program is similar to the ExxonMobil one. Both offer high variable APRs, but the Citi Rewards+ card is also a good choice. It offers two-for-one discounts on gas and groceries. You’ll also earn one-half percent on all other purchases, which is an impressive deal.
To check the balance on your ExxonMobil, Smart Card, and Mobil Rewards, you can visit their website to see the balance of your card. You can even earn points for energy conservation, brushing your teeth, and buying snacks at participating Exxon stations. The Exxon Mobil Rewards+ card is the best choice for gas rewards because it offers a variety of rewards for every gas purchase.
MasterCard and Exxon Mobil have been partners for 15 years to provide consumer credit card customers with best-in-class offerings and significant value. The new ExxonMobil Smart Card+ combines the benefits of the original ExxonMobil smart card with even greater benefits. The company’s new credit card can be used for both fuel and non-fuel purchases.
The new ExxonMobil, Smart Card is a great option for those who want to earn rewards while driving. You can use your card at ExxonMobil gas stations and at ACE fuel management companies. You can also sign up for ExxonMobil credit card alerts by texting HELP to 31615.
1. What is a gas reward card, and how does it work?
A gas reward card is like a superhero sidekick for your wallet, designed specifically to save you money on fuel. It works by offering rewards, discounts, or cash back when you use the card to purchase gas at participating gas stations. It’s like having a trusty fuel companion that helps you conquer the roads while keeping some extra cash in your pocket.
2. Can you give me an example of how a gas reward card can save me money?
Certainly! Let’s say you have a gas reward card that offers 3% cash back on gas purchases. You fill up your tank with 50 gallons of fuel at $3 per gallon, resulting in a total expense of $150. With your gas reward card, you’ll earn $4.50 in cash back, bringing your effective cost down to $145.50. It’s like having a secret discount genie in your wallet!
3. Are gas reward cards only valid at specific gas stations?
Yes, gas reward cards often have a partnership with specific gas station chains. For example, the “FuelMaster Fantastic Card” might offer rewards exclusively at FuelMaster gas stations. It’s like having a special pass to the exclusive club of fuel savings!
4. Can I use a gas reward card for purchases other than gas?
While gas reward cards are primarily designed for fuel purchases, some cards may offer additional rewards or benefits for other purchases. So, while you can’t fill your shopping cart with groceries using your gas reward card, you might earn extra points or discounts when buying snacks for your road trip. It’s like a little bonus for fueling both your car and your appetite!
5. Do gas reward cards come with any fees?
Ah, the fee monster! Some gas reward cards may have an annual fee, but fear not, many cards offer fee-free options. It’s like finding a unicorn in a sea of dragons—rare but oh-so-rewarding!
6. Can I combine my gas reward card with other discounts or rewards programs?
Absolutely! It’s like the ultimate rewards party. Some gas reward cards allow you to stack your rewards like a game of Jenga. For example, if you have a “FuelSaver Deluxe Card” that offers 5 cents off per gallon and a separate loyalty program with a gas station that gives you 10 cents off per gallon, you might end up with a delightful 15 cents off per gallon. It’s like creating a magical concoction of savings!
7. Are there any hidden benefits to having a gas reward card?
Oh, the hidden treasures! In addition to fuel savings, some gas reward cards come with bonus perks like free air for your tires, discounted car washes, or even a friendly wave from the gas station attendant. It’s like being part of an exclusive club where your car receives the royal treatment!
8. Can I use my gas reward card for intergalactic travel?
Oh, wouldn’t that be something! Unfortunately, gas reward cards are limited to earthly fuel purchases. So, unless you stumble upon a gas station on Mars or Jupiter, you’ll have to save those rewards for your terrestrial journeys. But hey, who knows what the future holds? Maybe one day we’ll have gas stations in space, and your gas reward card will be your ticket to interstellar savings!
9. What happens if I accidentally swipe my gas reward card at the grocery store?
Ah, the dreaded mix-up! If you accidentally swipe your gas reward card at the grocery store, don’t panic. The cashier might give you a puzzled look, but no harm done. Your gas reward card won’t magically turn your apples into fuel points. Just kindly explain the mix-up, pay for your groceries, and save your rewards for your next fuel-up adventure.
10. Can my gas reward card magically make gas prices go down?
Oh, if only! While gas reward cards can help you save money on fuel purchases, they can’t control the ever-changing gas prices. But hey, at least you’ll feel a little better knowing you’re earning rewards or getting a discount while filling up your tank. It’s like a small victory in the battle against the pumps!
11. Can I use my gas reward card as a secret passcode for a secret gas station club?
Wouldn’t that be cool? Imagine flashing your gas reward card like a secret agent, gaining access to an exclusive gas station club with fancy snacks, free Wi-Fi, and plush seating. Alas, gas reward cards might not unlock secret gas station clubs, but they will unlock some sweet savings and rewards. It’s like being part of a covert mission to save money on fuel!
12. Can my gas reward card make my car go faster?
Ah, if only gas reward cards had the power to transform your car into a speed demon! Sadly, they can’t magically increase your horsepower. But hey, with the money you save on fuel, you can treat your car to some fancy upgrades or take it on a thrilling adventure. It’s like giving your car a little taste of the high life!