Best Credit Cards for Golfers

I am passionate about golf  and I have got you covered with the best credit cards for golfers.

  1. PGA Tour Cash Rewards Mastercard®: Step onto the fairway with this golf-focused credit card. Earn cash back rewards on every purchase you make, and unlock additional rewards when you spend at PGA Tour tournaments, golf equipment retailers, and golf courses. Imagine earning cash back while stocking up on new golf clubs or enjoying a round at your favorite course!
  2. American Express® Gold Card: While not golf-specific, the American Express Gold Card provides a range of benefits that can enhance your golfing experience. Earn valuable Membership Rewards® points on dining purchases, including meals at golf club restaurants. Use those points to redeem for golf-related purchases or put them towards future golf getaways. Plus, enjoy travel benefits like hotel credits that can come in handy during your golf travels.
  3. Chase Sapphire Preferred® Card: Swing into a world of travel rewards with the Chase Sapphire Preferred Card. Earn generous points on your everyday spending and unlock even more value when you transfer those points to partner airline and hotel loyalty programs. Redeem your rewards for golf travel essentials, such as flights to golf destinations, hotel stays at golf resorts, or even golf lessons and equipment rentals. Now you can turn your everyday purchases into unforgettable golf experiences!
  4. Citi Premier® Card: Tee off with the Citi Premier Card, which offers rewards on a variety of spending categories, including dining and entertainment. Use it for meals at golf club restaurants, and earn valuable ThankYou Points. These points can be redeemed for a range of travel-related expenses, including golf-related purchases like golf gear, greens fees, and golf course merchandise. Maximize your rewards and take your golf game to the next level!
  5. US Bank Altitude Reserve Visa Infinite® Card: Take a swing at premium travel benefits with the US Bank Altitude Reserve Visa Infinite Card. Earn points on eligible purchases, and redeem them for travel, including golf-related expenses. Imagine redeeming your points for a golf getaway at a luxurious golf resort, complete with exclusive amenities and unparalleled experiences. With airport lounge access, travel credits, and other premium perks, this card is a hole-in-one for avid golfers.

I love golfing. It’s one of my favorite pastimes.

There’s nothing quite like spending a beautiful day out on the course, surrounded by nature, and trying to improve my game. But as much as I love golfing, I also love using my credit card while I’m out there.  I like to use my credit card to pay for green fees, equipment, and other golf-related expenses.

Now, I know what you’re thinking. “Why on earth would anyone want to use their credit card while they’re golfing?” Well, for me, it’s all about the rewards. I have a credit card that offers cash back on all of my purchases, and that includes my green fees, cart rental, and even my post-round drinks and snacks.

By using my credit card, I’m able to earn rewards on something I already love doing. Plus, it’s a convenient way to pay, and I don’t have to worry about carrying cash or making sure I have enough money in my checking account. With a credit card, I can easily make payments without worrying about carrying large amounts of cash or exposing my personal information.

I decided to treat myself to a round of golf in the sprawling greens of Dallas. The sun was high and the Texas sky stretched out like a canvas of endless blue. I grabbed my trusty set of clubs, the irons and woods gleaming with anticipation, and headed out to one of the city’s renowned golf courses.

Upon arrival, I was greeted by the manicured fairways, each rolling hill beckoning me to take my best shot. The course was a beauty, with 18 holes that promised a challenging and enjoyable day ahead. Each hole varied in difficulty, with the longest stretching out to a formidable 550 yards, while the shortest demanded precision at a mere 150 yards.

When it came time to settle the green fees, I whipped out my credit card with a sense of satisfaction. This wasn’t just any piece of plastic; it was my go-to travel rewards card, a little slice of magic that turned expenses into future adventures. With every swipe, I was inching closer to my next free trip, thanks to the points I was racking up.

As I teed off at the first hole, I couldn’t help but think of the destinations my points could take me. Maybe I’d jet off to a tropical island, or perhaps I’d explore the cobblestone streets of an ancient European city. The possibilities were as thrilling as the game itself.

The day unfolded with the satisfying thwack of golf balls and the camaraderie of my fellow golfers.

Q1: Can I earn rewards specifically for golf-related purchases with these credit cards? A1: Yes, certain credit cards for golfers offer rewards or additional benefits for golf-related spending. For example, the PGA Tour Cash Rewards Mastercard allows you to earn extra rewards at PGA Tour tournaments, golf equipment retailers, and golf courses. Always review the specific terms and conditions of each credit card to understand the rewards structure and eligibility criteria.

Q2: Can I redeem rewards for golf-related expenses? A2: Some credit cards provide redemption options that allow you to use your rewards for golf-related expenses. For instance, you may be able to redeem your rewards for golf equipment, golf lessons, greens fees, or even golf vacation packages. Check the rewards program details to see what redemption options are available.

Q3: Are these credit cards limited to golf-related benefits only? A3: While these credit cards offer golf-related benefits and rewards, they often come with additional features and benefits that extend beyond the golf course. These may include travel rewards, dining perks, hotel benefits, and more. It’s important to consider your overall financial needs and lifestyle preferences when selecting a credit card.

Q4: Do these credit cards charge an annual fee? A4: The presence of an annual fee varies depending on the specific credit card you choose. Some cards may have an annual fee, while others may offer no annual fee options. Consider the card’s benefits, rewards, and overall value to determine if the annual fee is justified based on your golfing habits and other card features.

Q5: Can I use these credit cards for everyday purchases beyond golf-related expenses? A5: Absolutely! These credit cards can be used for everyday purchases, whether you’re buying groceries, dining out, or shopping online. They offer rewards and benefits beyond golf-related spending, allowing you to earn points, cash back, or other rewards on a wide range of purchases.

The amount that golfers spend per year can vary greatly depending on various factors such as their level of involvement in the sport, frequency of play, membership fees, equipment purchases, travel expenses, and personal preferences. While it is challenging to provide an exact figure, here are some factors to consider:

  1. Membership Fees: Golfers who belong to private clubs may have annual membership fees, which can range from a few hundred dollars to several thousand dollars, depending on the club’s prestige, location, and amenities.
  2. Green Fees: Golfers who play at public or semi-private courses typically pay green fees for each round. The cost of green fees varies depending on the course’s popularity, location, time of day, and day of the week. It can range from $20 to $500 or more per round.
  3. Equipment: Golfers may invest in golf clubs, bags, balls, clothing, and accessories. The cost of equipment can vary significantly based on brand, quality, and customization. Golfers who regularly upgrade their equipment or prefer high-end brands may spend several hundred to thousands of dollars per year on equipment.
  4. Golf Lessons: Golfers who seek professional instruction to improve their game may invest in golf lessons. The cost of lessons depends on the instructor’s expertise, location, and the duration of the lesson. It can range from $50 to several hundred dollars per hour.
  5. Golf Travel: Golfers who enjoy golf vacations or participate in tournaments may incur additional expenses for travel, accommodation, and entry fees. The amount spent on golf travel can vary significantly depending on the destination, duration of the trip, and level of luxury desired.

11 thoughts on “Best Credit Cards for Golfers”

  1. Gman

    I use my amex for golfin. I bring cash in case of denial. It happens. Some clubs may even offer discounts for members who pay with a specific credit card. Going to a destination like Pebble Beach, you need to travel by air. You list is decent.

  2. azrocks

    I live in AZ. I used credit or debit to pay for green fees. I like 9. Pinnacle Peak Country Club, The Wigwam, Grayhawk Golf Club, and TPC Scottsdale. The courses are beautifully integrated into the desert landscape. Watch out for snakes.

  3. golfer13

    I book tee times online using one of my many credit cards. My partner has an American Express and uses that as priority. I use an everyday visa from BofA, they claim to give 3 percent back, but some things are 1 percent and some are excluded. Its all good. I have heard good things about the Chase and Citi bank cards.

  4. Kim

    Being in my early 20s, I’ve taken advantage of junior rates at some courses. If you’re eligible, it can save you quite a bit. Similarly, I’ve seen some courses offer discounts for seniors, which is great for friends and family. Whenever I can, I gather a group of friends to play. I’ve discovered that some courses allow walking instead of using a cart, which can save me a lot of money.

  5. Kathy

    I invested in a golf pass that gives me access to multiple courses at a discounted rate. I always keep an eye out for twilight rates. Many courses offer discounted fees for tee times later in the day. When I can’t afford a full round, I often head to a local driving range. If you have a topgolf in your area, I do recommend them, Sundays are great there, you can watch football and play. W00t.

  6. Beth

    My main complaint is that it is too expensive. My other hobby is cycling and it costs way less.
    Whenever I’m planning a golf day, I always check to see if the course takes credit cards. Most of ’em do, which is a real blessing. I usually book my tee time online, and paying with my Visa is a piece of cake. Just a quick entry of my card info, and I’m ready to hit the greens! While I’m out on the course, I love that I can use my card for snacks and drinks at the clubhouse too. If I want to treat myself to a nicer course or a round with friends, I can plan ahead without breaking the bank.

  7. Eva

    Spring Valley Golf Club is a fun course that’s perfect for a quick round. The green fees are usually around $30, making it a great option when I want to play without breaking the bank.
    I’ve treated myself to a round at Oak Hollow Golf Course a few times. It’s a bit pricier at around $60 for a weekend round, but the experience is worth it. The course is beautiful, and the staff always makes me feel welcome.
    I really enjoyed Lakeside GolfClub course for its stunning views of the lake. It’s a bit challenging but a lot of fun! Green fees are about $50 on weekends, but I’ve scored some weekday specials that drop it to around $35, which is hard to beat.
    I always use a card to book online and earn some points.
    Also, Willow Creek Golf Club is definitely one of my go-to spots. The course is beautiful, with lots of trees and water features that make it a joy to play. On weekends, I typically pay around $50, which is a great deal for such a well-kept course.

  8. Barb

    I prefer to pay in person at the pro shop. I like chatting with the staff and getting the latest scoop on the course conditions. I also keep an eye out for any deals or promotions the courses might have. If I find a good special, I’ll jump on it!
    I like to pay with cash for things under 50 bucks. I use a card above that. I have a mc and visa, the interest rate is ridiculous but I usually pay off all monthly, so no biggie.

  9. Ted

    I retired to Fl. in 2015. I love the course options here.
    TPC Sawgrass: This is definitely at the top of my list! Playing the iconic 17th hole, known as the “Island Green,” was a bucket-list experience for me. While the green fees are around $400, it’s worth every penny for the chance to play such a renowned course.
    The Villages: I love that The Villages has a variety of courses to choose from, all at reasonable prices. Most of the courses here range from $30 to $55
    The Breakers: This luxury resort course offers a beautiful setting and a challenging layout. The green fees are on the higher side, around $300, but the experience is top-notch
    Old Corkscrew Golf Club: This is one of my favorite hidden gems in Florida. The course is challenging, with a lovely natural setting. I typically pay around $100 for a round, and it’s always a treat to play here.
    Heron Bay Golf Club: This course is a bit more affordable, usually around $80 for a round.
    Palm Aire Country Club: I’ve played here many times, and it’s always a pleasure. The courses are well-maintained, and the fees are reasonable at around $90.

  10. Jerry

    I’ve often wondered why the sport can be so expensive.
    I play about 30 rounds a year, and depending on the courses I choose, I usually spend around $50 per round on average. That adds up to about $1,500 annually just on green fees.
    I love to explore different courses, and I might take a couple of golf trips each year. I estimate spending around $500 on travel expenses, including gas and maybe a night or two in a hotel.
    I’ve considered joining a local country club, which typically charges around $1,200 to $2,000 per year for membership. If I decide to go that route, I’ll factor that into my budget. All together, add in clubs and other equipment, I spent about $5000 per year. I put it on my card and try to keep a zero balance.

  11. Mary Ann

    I love using my credit card for all my golf-related expenses, like new clubs and gear. I use a rewards credit card that lets me earn points for every dollar I spend. I can redeem those points for golf-related expenses, whether it’s tee times or even travel for a golf trip.
    Some of the premium cards I’ve looked into offer exclusive access to golf tournaments and events. I think it would be amazing to attend a VIP experience at a major!

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