Best Credit Cards for Golfers

I am passionate about golf  and I have got you covered with the best credit cards for golfers.

  1. PGA Tour Cash Rewards Mastercard®: Step onto the fairway with this golf-focused credit card. Earn cash back rewards on every purchase you make, and unlock additional rewards when you spend at PGA Tour tournaments, golf equipment retailers, and golf courses. Imagine earning cash back while stocking up on new golf clubs or enjoying a round at your favorite course!
  2. American Express® Gold Card: While not golf-specific, the American Express Gold Card provides a range of benefits that can enhance your golfing experience. Earn valuable Membership Rewards® points on dining purchases, including meals at golf club restaurants. Use those points to redeem for golf-related purchases or put them towards future golf getaways. Plus, enjoy travel benefits like hotel credits that can come in handy during your golf travels.
  3. Chase Sapphire Preferred® Card: Swing into a world of travel rewards with the Chase Sapphire Preferred Card. Earn generous points on your everyday spending and unlock even more value when you transfer those points to partner airline and hotel loyalty programs. Redeem your rewards for golf travel essentials, such as flights to golf destinations, hotel stays at golf resorts, or even golf lessons and equipment rentals. Now you can turn your everyday purchases into unforgettable golf experiences!
  4. Citi Premier® Card: Tee off with the Citi Premier Card, which offers rewards on a variety of spending categories, including dining and entertainment. Use it for meals at golf club restaurants, and earn valuable ThankYou Points. These points can be redeemed for a range of travel-related expenses, including golf-related purchases like golf gear, greens fees, and golf course merchandise. Maximize your rewards and take your golf game to the next level!
  5. US Bank Altitude Reserve Visa Infinite® Card: Take a swing at premium travel benefits with the US Bank Altitude Reserve Visa Infinite Card. Earn points on eligible purchases, and redeem them for travel, including golf-related expenses. Imagine redeeming your points for a golf getaway at a luxurious golf resort, complete with exclusive amenities and unparalleled experiences. With airport lounge access, travel credits, and other premium perks, this card is a hole-in-one for avid golfers.

I love golfing. It’s one of my favorite pastimes.

There’s nothing quite like spending a beautiful day out on the course, surrounded by nature, and trying to improve my game. But as much as I love golfing, I also love using my credit card while I’m out there.  I like to use my credit card to pay for green fees, equipment, and other golf-related expenses.

Now, I know what you’re thinking. “Why on earth would anyone want to use their credit card while they’re golfing?” Well, for me, it’s all about the rewards. I have a credit card that offers cash back on all of my purchases, and that includes my green fees, cart rental, and even my post-round drinks and snacks.

By using my credit card, I’m able to earn rewards on something I already love doing. Plus, it’s a convenient way to pay, and I don’t have to worry about carrying cash or making sure I have enough money in my checking account. With a credit card, I can easily make payments without worrying about carrying large amounts of cash or exposing my personal information.

I decided to treat myself to a round of golf in the sprawling greens of Dallas. The sun was high and the Texas sky stretched out like a canvas of endless blue. I grabbed my trusty set of clubs, the irons and woods gleaming with anticipation, and headed out to one of the city’s renowned golf courses.

Upon arrival, I was greeted by the manicured fairways, each rolling hill beckoning me to take my best shot. The course was a beauty, with 18 holes that promised a challenging and enjoyable day ahead. Each hole varied in difficulty, with the longest stretching out to a formidable 550 yards, while the shortest demanded precision at a mere 150 yards.

When it came time to settle the green fees, I whipped out my credit card with a sense of satisfaction. This wasn’t just any piece of plastic; it was my go-to travel rewards card, a little slice of magic that turned expenses into future adventures. With every swipe, I was inching closer to my next free trip, thanks to the points I was racking up.

As I teed off at the first hole, I couldn’t help but think of the destinations my points could take me. Maybe I’d jet off to a tropical island, or perhaps I’d explore the cobblestone streets of an ancient European city. The possibilities were as thrilling as the game itself.

The day unfolded with the satisfying thwack of golf balls and the camaraderie of my fellow golfers.

Q1: Can I earn rewards specifically for golf-related purchases with these credit cards? A1: Yes, certain credit cards for golfers offer rewards or additional benefits for golf-related spending. For example, the PGA Tour Cash Rewards Mastercard allows you to earn extra rewards at PGA Tour tournaments, golf equipment retailers, and golf courses. Always review the specific terms and conditions of each credit card to understand the rewards structure and eligibility criteria.

Q2: Can I redeem rewards for golf-related expenses? A2: Some credit cards provide redemption options that allow you to use your rewards for golf-related expenses. For instance, you may be able to redeem your rewards for golf equipment, golf lessons, greens fees, or even golf vacation packages. Check the rewards program details to see what redemption options are available.

Q3: Are these credit cards limited to golf-related benefits only? A3: While these credit cards offer golf-related benefits and rewards, they often come with additional features and benefits that extend beyond the golf course. These may include travel rewards, dining perks, hotel benefits, and more. It’s important to consider your overall financial needs and lifestyle preferences when selecting a credit card.

Q4: Do these credit cards charge an annual fee? A4: The presence of an annual fee varies depending on the specific credit card you choose. Some cards may have an annual fee, while others may offer no annual fee options. Consider the card’s benefits, rewards, and overall value to determine if the annual fee is justified based on your golfing habits and other card features.

Q5: Can I use these credit cards for everyday purchases beyond golf-related expenses? A5: Absolutely! These credit cards can be used for everyday purchases, whether you’re buying groceries, dining out, or shopping online. They offer rewards and benefits beyond golf-related spending, allowing you to earn points, cash back, or other rewards on a wide range of purchases.


The amount that golfers spend per year can vary greatly depending on various factors such as their level of involvement in the sport, frequency of play, membership fees, equipment purchases, travel expenses, and personal preferences. While it is challenging to provide an exact figure, here are some factors to consider:

  1. Membership Fees: Golfers who belong to private clubs may have annual membership fees, which can range from a few hundred dollars to several thousand dollars, depending on the club’s prestige, location, and amenities.
  2. Green Fees: Golfers who play at public or semi-private courses typically pay green fees for each round. The cost of green fees varies depending on the course’s popularity, location, time of day, and day of the week. It can range from $20 to $500 or more per round.
  3. Equipment: Golfers may invest in golf clubs, bags, balls, clothing, and accessories. The cost of equipment can vary significantly based on brand, quality, and customization. Golfers who regularly upgrade their equipment or prefer high-end brands may spend several hundred to thousands of dollars per year on equipment.
  4. Golf Lessons: Golfers who seek professional instruction to improve their game may invest in golf lessons. The cost of lessons depends on the instructor’s expertise, location, and the duration of the lesson. It can range from $50 to several hundred dollars per hour.
  5. Golf Travel: Golfers who enjoy golf vacations or participate in tournaments may incur additional expenses for travel, accommodation, and entry fees. The amount spent on golf travel can vary significantly depending on the destination, duration of the trip, and level of luxury desired.